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Health Insurance Verification Deadlines

Important Dates for Fall Semester 2021

Date Required Action

July 19, 2021

Aetna's online health insurance site opens to incoming fall semester students who need to enroll or submit health insurance verification. This step-by-step tutorial details how to submit proof of health insurance on the UVA Aetna website, and this video also walks you through the online process. Please note: If you enroll in the Aetna student health plan as a UVA student in the fall, you are unable to waive out of the Aetna student health plan midway during the academic year.
August 1, 2021 Coverage begins for students new to the Aetna Student Health Insurance plan. 2021/22 premium $3,148
August 15, 2021 Coverage begins for existing students that have re-enrolled in the Aetna Student Health Insurance plan. 2021/22 premium $3,027
August 31, 2021 Deadline by which a student must take action to enroll or waive during Insurance Verification period.
September 7, 2021 Deadline by which a student can appeal the decision if their waiver is denied.
September 30, 2021 UVA will post the Aetna Student Health Insurance plan annual premium ($3,148 for new students to the health plan, $3,027 for existing students continuing on the health plan) to the SIS accounts of students who enrolled, failed to submit adequate documentation, or whose health plans were determined not to provide comparable coverage.
October 31, 2021 Deadline by which students must pay the annual premium for the Aetna Student Health Insurance plan.
July 31, 2022 Date that coverage ends for students enrolled in the Aetna Student Health Insurance plan.

All UVA students, both domestic and international, who pay the full comprehensive fee with their tuition must meet the health insurance verification requirements.

UVA implemented the health insurance verification program for these important reasons:

  • To reduce the health risk of its student population by ensuring reliable access to health care services.
  • To insulate students from devastating medical charges.
  • To ensure compliance with University policy.

Because unforeseen medical situations can and do arise over the course of an academic career, UVA requires students who are charged the full comprehensive fee with tuition to also carry adequate health insurance.

What Does This Mean?

Under the health insurance verification program, UVA requires students charged the full comprehensive fee to:

  1. carry health insurance that meets specific coverage requirements (i.e., comparable coverage); and
  2. provide proof of this insurance on an annual basis.

If proof of comparable coverage is not submitted (whether a student fails to submit any documentation or because a student’s health plan is determined not to provide adequate comparable coverage), the student will be responsible for the full cost for single coverage under the University-endorsed Aetna Student Health Insurance plan.


What is Comparable Coverage?

In order to be considered comparable coverage, both domestic and international student’s health plan must meet the following five specific requirements for 2021-2022:

  • The plan provides in-patient care and outpatient care (including visits for behavioral health care) within a 75-mile radius of the Charlottesville area. Coverage for emergency-only care (out of state medicaid) does NOT satisfy this requirement.
  • The plan provides unlimited-medical benefits per sickness or injury. Insurance that fails to cover or limits coverage for pre-existing conditions is NOT acceptable.
  • The plan is provided by a company licensed to do business in the U.S. with (a) a U.S. claims office, (b) a U.S. phone number, (c) plan literature available in English, and (d) benefits provided in accordance with the Affordable Care Act (ACA). The following programs do NOT qualify as comparable coverage: Travel insurance & Reimbursement programs of any kind.
  • The plan provides in-patient treatment and outpatient treatment for substance abuse (both alcohol and drug abuse) within a 75-mile radius of the Charlottesville area. Coverage for emergency only care (out of state medicaid) does not satisfy this requirement.
  • My coverage will remain in effect for all semesters in which I am enrolled for the 2021-2022 academic year.
  • I will be held financially responsible for payment of all charges not covered by my health insurance plan.